About the issue of bond issue when using Realistic Money Supply

[torajiro]

Hi, I found a point in the game where I would like to add a new sentence.
Immediately after playing the survival mode of CES DLC using Realistic Money Supply.
When I issue a new bond, I get a sentence like this.

CES DLC RMS.png (54.99 KiB) Viewed 1751 times

With Realistic Money Supply, in this mode the bond issue involves the money of the public investor.
Users who read the current text would think:
"I can't issue bonds even though I have company's equity!"

Therefore, I think it is better to change it to "Public investor's ..." only in this condition.

[torajiro]

I did not understand the meaning when translated directly into my native language,
so I set up a topic, but it may have been my misunderstanding.

If this isn't a mistake, I'll do a free translation.


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add
2020/7/26 13:39(utc+09:00)

This sentence appeared even without using Realistic Money Supply.
If you are unable to issue a bond due to "public investor" money when using Realistic Money Supply,
It may be better to include the phrase "public investor".

[paulwoman]

What sentence extremely with "Public Investor" do you thing ?

The sentence is correct. You have it when you don't have enough cash.

Most of the time, all you have to do is wait a little while to make some money.

Maybe you need to put an explanation with help.txt there ?

https://www.investopedia.com/terms/e/equity.asp

Equity is typically referred to as shareholder equity (also known as shareholders' equity), or owners equity (for privately held companies), which represents the amount of money that would be returned to a company’s shareholders all of the assets were liquidated and all of the company's debt was paid off.

[torajiro]

Hi,Paulwoman.
You may be misunderstanding.

This is a story when I played a customized game of CES DLC using Realistic Money Supply.
This is not the case with normal gameplay.

"Try increasing the company's equity."

How many users do you think this is "Wait until the public investor has more money"?

If you don't know what "Wait until the public investor has more money", please refer to this URL.
https://www.capitalismlab.com/banking-d ... ey-supply/

Then use this Realistic Money Supply to play a customized game of CES DLC.
Then try issuing the bond.

You will think this way.
"Le capital de la société....??"（←This was copied from your translation）

[paulwoman]

"Le capital de la société....??"（←This was copied from your translation）

Thank you for pointing that out. Since French takes up more space than English, I sometimes delete or abbreviate a few superfluous words. Here, I've forgotten the word "Propres."
But since there's plenty of room, I can put the full word in.

https://fr.wikipedia.org/wiki/Capitaux_propres
https://www.expert-comptable-tpe.fr/ar ... re-savoir/

"Try increasing the company's equity."

How many users do you think this is "Wait until the public investor has more money"?

That's a good question. I studied economics, so I know that's not the case...

Like I said, for me, this sentence is correct. It's just that to ordinary people, it's hard to tell the difference...

That is why adding an explanation about equity capital would be a good idea.

( Now that I think about it, there is a few info about Equity's things.

BANKROE
Return on Equity
Return on Equity (ROE) is calculated by dividing the bank's Net Profit by its Equity Capital. ROE is considered a measure of how effectively the bank is using its capital to generate profits. (The change from 12 months ago is displayed in brackets.)
~
INSUROE
Return on Equity
Return on Equity (ROE) is calculated by dividing the insurance company's Net Profit by its Equity Capital. It is capped to a range from -50% to 50% for the purpose of calculating the average ROE.

STK_EQUI
Equity Per Share
It is the company's Shareholder Equity (which you can view in the Balance Sheet) divided by the total number of outstanding shares.


But there is as yet no explanation of the content itself when it comes to the company in general.

Personally, I find that what I found on https://www.investopedia.com/terms/e/equity.asp is very well explained.

It would just be necessary to find a way to differentiate "easily" between this notion of equity capital of the company and the liquid assets available to the public.

Also, can you give me the save file or the options you've chosen for your game. That the player may only have 12% control of the company intrigues me.

In reality, it's taking the risk that one or more companies make a hostile takeover bid and you can no longer manage the company.

[torajiro]

wait a minute.

"Try increasing the company's equity."＝"Wait until the public investor has more money"

Is this correct?

[paulwoman]

Not at all! They're two different things... an other exemple : https://en.wikipedia.org/wiki/Equity_(finance)

It's more complicated than that, but in summary:

Try increasing the company's equity = You must win more money and have more building.

Simply put, you have €10,000 in the account. If the threshold is 50%, this means that you can only borrow €5,000.

It's all about the player and our company.

[David]

wait a minute.

"Try increasing the company's equity."＝"Wait until the public investor has more money"

Is this correct?

You're right.

We will fix this in the upcoming post-release beta version 6.6.00 and add the text of the correct message in t_game.txt.

[paulwoman]

You're right.

We will fix this in the upcoming post-release beta version 6.6.00 and add the text of the correct message in t_game.txt.

My apologies. Yet my point of view from all my research seemed correct including in this case...

Thanks for the change

[torajiro]

Thank you,David.

Paulwoman, I'm not blaming you.
Perhaps it is a sentence that can be understood as the same meaning for people who have studied economics.

This is what I think is the problem.

“Try increasing the company's equity.”
The user who saw this sentence instantly
“Wait until the public investor has more money”
I need to translate them so they can understand this.

Many users do not study economics. (Me too)
Therefore, if this sentence (“Try increasing the company's equity.”) is directly translated, they will be in trouble.
They will say.
"Why? I have money, right?"

In one video I found a user who didn't even see a tooltip.
I was shocked that he didn't even see the tooltip.
Perhaps such a user wouldn't look up when I presented the word "equity".
I think it is my duty to translate so that even such users can understand.