1. International stock market / virtual stock market
We should create an international stock market, which will make the investment company in the game really interesting, and also have a real investment opportunity for a large amount of bank funds in the bank DLC.
This international stock market is independent, with 50-100 virtual companies. These virtual companies are independent of other companies in the game. They should have a large market capitalization to absorb large amounts of capital and have complete financial statements. Use financial statements to determine stock prices, plus some random ups and downs
2. The global economy
The global economy is cyclical
The global economy affects the income and profitability of virtual companies and their share prices
When the global economy is rising, the income and profit of virtual companies rise. When the global economy goes down, the income and profit of virtual companies decline, and even bankrupt.
Similarly, it also affects the price of imported products at the port. When the global economy is rising, prices rise, and when the global economy goes down, prices fall.
3. Create an international bond market / virtual bond market
Just like the international stock market, we should also create an international bond market that allows banks to invest heavily in investment.
The virtual company issues bonds here to raise cash. Virtual companies use cash to invest, and the more cash they consume, the faster the company grows (of course, when the global economy declines, the faster it loses). When the global economy moves upwards, virtual companies often spend cash to invest. When the global economy declines, virtual companies will reduce their investment or even Not invest.
4. International interest rate
International interest rates are related to the global economy. When the global economy rises, interest rates rise. When the global economy declines, interest rates fall.
International interest rates affect international bond market interest rates. When interest rates are too high, virtual companies will reduce bond issuance. When interest rates are too low, virtual companies will increase bond issuance.
5. Create international commodity futures/virtual commodity futures
International commodity futures can be traded like international stock markets
International commodity futures determine the price of imported raw materials in ports. For example, the price of oil futures rises, and the price of imported oil also rises. On the contrary, when the price of imported oil falls, the price of oil futures also falls.
6. Create stock index and stock index futures
The stock index is part of the international stock market. Basically, like the actual S&P 500 index, when the stock index rises, the entire international stock market will rise. When the stock index declines, the entire international stock market will fall.
Of course, the stock index also has stock index futures, which can be traded like international commodity futures.
Please consider my suggestion, which will greatly increase the playability of bank DLC.