Capitalism 2 and Capitalism Lab Forum

In most of my game, the interest rate shoot right up to 10.50% max in the first year, and stay that high for 20+ years, it's really unrealistic. And sometime when I test in lower difficulty setting, it will drop down a little, but still mostly stay very high.

I wonder besides central bank chairman's personality and money supply/demand (I think related to economic states and difficulty, perhaps?), what else exactly affect the interest rate in game?

We have improved the bank loan interest rate simulation algorithm. You may download the latest v2.5.06 which contains this improvement: http://www.capitalismlab.com/forum/view ... =10&t=1897

Below is a screenshot with the interest rate movement in the latest version.

OK, I'll need to restart a new world to check it out