Banking Beta issues

[megapolis]

I find this immediate rating change inherently wrong. It create monsters like this on a screenshot below. Trust me, it is one of the best openings in the game and I am definitely not heading to a default
For me it is basically 16M of free money.

Caplab bond bug12.PNG (614.65 KiB) Viewed 1837 times

[megapolis]

oops. Tried to check stadiums and got this.

Caplab bug.PNG (13.07 KiB) Viewed 1832 times

[David]

I find this immediate rating change inherently wrong. It create monsters like this on a screenshot below. Trust me, it is one of the best openings in the game and I am definitely not heading to a default
For me it is basically 16M of free money.
Caplab bond bug12.PNG

I loaded your save game, quit it and started a new game using the exactly the same settings as yours but my bond stayed at around $100 and never saw it dropped below $90 with the v6.0.10.

Have you tried starting a new game? Did it still drop to $20?

[megapolis]

I find this immediate rating change inherently wrong. It create monsters like this on a screenshot below. Trust me, it is one of the best openings in the game and I am definitely not heading to a default
For me it is basically 16M of free money.
Caplab bond bug12.PNG

I loaded your save game, quit it and started a new game using the exactly the same settings as yours but my bond stayed at around $100 and never saw it dropped below $90 with the v6.0.10.

Have you tried starting a new game? Did it still drop to $20?

Of course it is reproducible. I suspect that apartments upfront salaries are the reason for this. (Not salaries themselves but expenses. I think that for example a donation to political party will do the same)
Try to build a couple of apartments like I do.

[David]

oops. Tried to check stadiums and got this.
Caplab bug.PNG

We have just released an ad-hoc fix for this bug. Please download version 6.0.11 from https://www.enlight.com/forum/viewtopic.php?f=52&t=6904

[megapolis]

oops. Tried to check stadiums and got this.
Caplab bug.PNG

We have just released an ad-hoc fix for this bug. Please download version 6.0.11 from https://www.enlight.com/forum/viewtopic.php?f=52&t=6904

awesome. 6.0.10 was literally unplayable because of this bug.

[megapolis]

I go to the new bond interface and choose amount, desirable term and get a bond at, say, 7.25%p/a interest. Immediately after that I am able to issue a second bond for the same (or any other) amount and the same term. This second bond will have 1.0% lower interest.

I just tested it in the same way that you described but didn't get a lower interest - see the attached screenshot.

Please try the latest version 6.0.08 and see if it makes any difference.

I have sent you a save file. You can run it and immediately push issue bond now several times. I see this after issuing several default 10M bonds:
(by the way, the save that I PM'd you is from 6.0.7)
Caplab bond bug7.PNG

Just in case, this bug still exist. 6.0.11

[megapolis]

With that said it is just the same situation with $10m starting capital instead of $30m. And you don't need to invent bonds for it.

If it is still too easy, then you may try the extreme setting: $10M starting capital with 80% bond.

Conclusion.
Yes, 80% bond makes starting situation more difficult. But bond itself is not a viable option for me. This money are too expensive. Even adjusted for 3% inflation.

If it is too difficult, then you may adjust the percentage of bond to a value that strikes the best balance for you -- being not too difficult, and not too easy either.

I would say that Capitalism Lab is a highly customizable game. The way you want to play it is totally up to you. You could make it a difficult game or an easy game, so something in between, using the assortment of options it provides.

Oh, by the way. Looks like bond idea gives you an option of a jumpstart but on the other hand reduces your ability to do certain company manipulations. So in the long run bonds are a good addition to the game.

[David]

Oh, by the way. Looks like bond idea gives you an option of a jumpstart but on the other hand reduces your ability to do certain company manipulations. So in the long run bonds are a good addition to the game.

Great to hear that!

[megapolis]

And still the bond system is broken. My bond rating is dropping over time. The only change is that over time my salary is increasing. But on the other hand I reinvest back all this money to increase my share in my company and as a result my bonds become smaller and my overall debt burden decreases. Actually that is the only thing I do.

Save files attached.