Exploit: Bank bankruptcy removes outstanding loans

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Expand view Topic review: Exploit: Bank bankruptcy removes outstanding loans

Exploit: Bank bankruptcy removes outstanding loans

by Cassandra » Thu Dec 24, 2020 1:03 am

If the player receives the notification for an upcoming bankruptcy of a bank, the player can create money out of thin air by fully drawing on their credit line. The debt is forgiven in the subsequent bankruptcy.

Expected behaviour:
The loan is not forgiven, and either called in (via special event) or sold off (at a discount) to a 3rd party (another bank, government, special bankruptcy vehicle).

Reproduction steps:
  • Load the attached save.
  • Observe that Celest on the "Borrow/Repay Loan" window has an outstanding loan of $732 million
  • Advance the game.
  • Observe that the loan has been stricken from the Liabilities (Corporate Balance Sheet)
Save file: https://drive.google.com/file/d/1Gl0L9u ... vnn0S/view
Game Version: 6.7.03 Beta (No mods)

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