银行净资产bug

[jiuliumuliao]

大卫，你好！
中文社群的一位玩家反馈了一个问题。游戏版本9.0.8。具体问题是：在不做任何操作的情况下，观察银行的资产负债表，发现时不时地出现银行现金变成负值，第二天又转正，与此同时银行净资产出现莫名其妙地大幅增长。（如图，一天之内，净资产从2200多M变成了2600多M。）并且该现象每隔一段时间出现一次，一年之内银行净资产增长了几倍。
我们怀疑这是个bug，请制作组检查一下。我会将游戏存档和玩家录制的视频通过邮件发送给你。谢谢！

[David]

We have looked into the save game. Here is what happened:

The companies who had deposits in the bank, drew funds, turning the bank's cash balance negative.
The parent company of the bank injected cash to the bank.

So it is not a bug.

[jiuliumuliao]

We have looked into the save game. Here is what happened:

The companies who had deposits in the bank, drew funds, turning the bank's cash balance negative.
The parent company of the bank injected cash to the bank.

So it is not a bug.

好的，我会在中文社群里转达。谢谢

[jiuliumuliao]

We have looked into the save game. Here is what happened:

The companies who had deposits in the bank, drew funds, turning the bank's cash balance negative.
The parent company of the bank injected cash to the bank.

So it is not a bug.

大卫，你好！
我将你的回复传达给社群里的玩家后出现了新的问题。你说银行净资产增加是因为公司向银行注资导致，但是我们绝对控股了银行，查看其与公司的转账记录，并未出现向银行注入大额资金。比如图中7月29日和7月31日银行净资产相差800多M。转账记录中未出现如此大规模注资记录。
另外我们发现7月29日和7月31日数据对比，这800多M净资产的增加额来源于AI企业将大额存单取出导致，但是银行此时贷款和现金竟然都没有变化，凭空将钱取走了。

[David]

The programmer has found the bug and fixed it.

Please download the new patch v9.0.11 from viewtopic.php?f=7&t=9103

[jiuliumuliao]

The programmer has found the bug and fixed it.

Please download the new patch v9.0.11 from viewtopic.php?f=7&t=9103

银行资产负债表bug已经修复了，但似乎ai银行的逻辑没有变，仍然喜欢将100%的资产放贷出去，这样很容易造成银行净资产规模很大但是缺乏现金破产的情况出现。是否应该调整一下ai银行的行为逻辑不要倾向于100%放贷？或者设置一个全局的最低存款准备金率的开局选项，在游戏开始时由玩家调节？

[David]

是否应该调整一下ai银行的行为逻辑不要倾向于100%放贷？或者设置一个全局的最低存款准备金率的开局选项，在游戏开始时由玩家调节

It could be an AI strategy for profit maximization. Perhaps you could run a few games and observe if the AI banks tend to go bankrupt because of insufficient funds and let us know your test results and provide us with the save games for evaluation.